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Finn and the Swirly Spin slot
The Finn and the Swirly Spin slot is a 2017 NetEnt game that swaps reels for a 5x5 spiral, paying for three or more matching symbols in a row or column. Its highest RTP version is 96.62% and volatility is low to medium. Wins clear a path for a key heading to the centre, where it opens free spins in one of four worlds.
- RTP96.62%
- VolatilityLow to medium
- Released2017
Key takeaways
- Up to 96.62% RTP (highest version): an average cost of £3.38 per £100 staked.
- Low-to-medium volatility suits small stakes and longer sessions.
- No reels: symbols sit on a 5x5 spiral and pay for 3+ in a row or column.
- A key travels inward as wins clear the way; reaching the centre starts free spins in one of four worlds.
- Developer
- NetEnt
- RTP
- 96.62% (highest version)
- Volatility
- Low to medium
- Layout
- 5x5 spiral grid
- Ways to win
- 3+ matching in a row or column
- Released
- 2017
What makes the Finn and the Swirly Spin slot different
Most online slots spin reels and pay along lines or ways. Finn and the Swirly Spin does neither. Symbols are arranged in a spiral on a 5x5 grid, and the game pays whenever three or more matching symbols line up horizontally in a row or vertically in a column. It was made by NetEnt, the Stockholm studio founded in 1996 and owned by Evolution since December 2020.
The grid holds 25 symbols in five rows and five columns, so there are ten straight lines along which a match can form. Because matches are checked in two directions, the board behaves more like a puzzle than a classic five-reel slot.
| Item | Detail |
|---|---|
| Developer | NetEnt |
| Released | 2017 |
| RTP | 96.62% (highest version) |
| Volatility | Low to medium |
| Layout | 5x5 spiral grid (25 positions) |
| How wins form | 3+ matching symbols in a row or column |
| Bonus | Free spins in one of four worlds |
| Max win | Check the game's help screen |
How the features work: the spiral, the key and the four worlds
Filling the spiral
Each round, the grid fills with symbols arranged along the spiral. Any group of three or more identical symbols in a row or column pays. The spiral shape matters because it is also the route for the game's key.
The key's journey
The key starts on the outside of the spiral. Winning combinations clear a path for it, and it moves along that path towards the centre. How far it travels on a given round depends on the wins that land, which are random, so its progress can be quick or slow.
The four bonus worlds
When the key reaches the middle of the grid, it opens a free spins round set in one of four worlds: Lucky Mug, Lava Lair, Starbar or Golden Pot. The names point to the game's Irish-folklore styling. Our checked data names the worlds but doesn't describe their rules, so read the game's help screen for what happens in each.
Finn has no scatter-triggered bonus. The free spins depend on the key completing its route to the centre, and that progress comes entirely from random wins.
How to play Finn and the Swirly Spin online
- Open the information screen to check the RTP version and read the paytable.
- Choose your stake. There are no lines to set, because every row and column is always checked.
- Start the round and watch the spiral grid fill with symbols.
- Any three or more matching symbols in a row or column pay and clear space.
- See whether the cleared space lets the key move closer to the centre.
- When the key reaches the middle, a free spins round begins in one of the four worlds.
- After each round, glance at the net spend and time display required under UK rules.
Finn and the Swirly Spin RTP: what 96.62% costs
The 96.62% figure is the game's highest RTP version, which means a house edge of 3.38%. Casinos can install lower versions, and the figure they use should appear in the help screen. Over enough rounds, 96.62% returns an average of £96.62 for each £100 staked. A short session can land far from that in either direction, which is what the law of large numbers is about.
| Stake per round | Rounds | Total staked | Average cost (3.38%) |
|---|---|---|---|
| 10p | 200 | £20 | 68p |
| 50p | 200 | £100 | £3.38 |
| £1 | 200 | £200 | £6.76 |
| £1 | 500 | £500 | £16.90 |
If a casino runs a lower version, the cost rises in line with it. Every percentage point of RTP is worth £1 per £100 staked, so it is worth the few seconds it takes to check.
Low-to-medium volatility and a £20 budget
A low-to-medium volatility rating means Finn's return is spread over many smaller and middling results rather than packed into rare jackpots. With wins counted in rows and columns, small payouts come along regularly, and each win can help clear the key's path. That makes the game a reasonable fit for a modest budget at a low stake.
| Stake | Rounds if nothing wins | Average cost of 100 rounds | What to expect |
|---|---|---|---|
| 10p | 200 | 34p | A long session with regular small returns |
| 50p | 40 | £1.69 | Moderate; the bonus may or may not appear |
| £1 | 20 | £3.38 | Short unless wins keep the balance topped up |
Regular small wins can make a session feel cheaper than it is. Remember that UK slots must not celebrate a return lower than the stake, so a modest win that does not cover your bet should pass without fanfare. Track the net spend figure, not the number of wins. Our guide to low-volatility slots has more games with this profile.
UK rules for Finn and the Swirly Spin
Although it has no reels in the usual sense, Finn is sold as an online slot, so slot rules apply. Since 31 October 2021, UK slots have had no autoplay, no turbo or slam-stop and a minimum of 2.5 seconds per spin. Stakes are capped at £5 for players aged 25 and over and £2 for players aged 18 to 24; the Commission's online slots stake limit guidance (opens in a new tab) sets out how a game cycle is measured. Since 17 January 2025 you must be shown net spend and time played, and you can't run several games at once. More detail: game design rules and stake limits.
Finn and the Swirly Spin myths
- "The key is close, so the bonus is due." The key's position shows progress, but each new grid is random. A key near the centre still needs the right wins to clear the last steps.
- "Small stakes make the key move faster." The stake changes the size of wins, not how symbols are placed.
- "Lots of small wins mean the game is paying well." Frequent small wins are what low-to-medium volatility looks like. The long-run return is still set by the RTP.
For the general maths, see independent events and our list of common slot myths. The Wizard of Odds slots section (opens in a new tab) also explains why slot outcomes cannot be predicted.
Finn and the Swirly Spin review: verdict and similar games
Advantages
- A genuinely different layout from reel-based slots
- Up to 96.62% RTP on the highest version
- Low-to-medium volatility suits smaller budgets
- The key gives each round a visible sense of progress
Drawbacks
- Lower RTP versions may be installed, so check first
- The bonus depends on the key completing its route, which can take a while
- Max win isn't in our checked data
| Slot | RTP | Volatility | Max win |
|---|---|---|---|
| Aloha! Cluster Pays | 96.42% (top version) | Check the help screen | Check the help screen |
| Starburst | 96.09% | Low | 500x |
| Twin Spin | 96.56% | Medium-High | 1,080x |
| Gonzo's Quest | 95.97% | Medium | 2,500x |
For other games where position on a grid matters more than lines, try our cluster pays guide, or browse Irish-themed slots.
Where to play Finn and the Swirly Spin in the UK
Our partners do not publish whether they carry Finn and the Swirly Spin, so look in the casino's game lobby first. These partner offers are slot spin offers on named or selected games and may not cover this one. All are 18+ and terms apply.
- PlayOJO: new UK customers (excluding Northern Ireland) who deposit £10 or more for the first time get 80 free spins on Big Bass Bonanza, 10p each, with no wagering on winnings, which are paid in cash.
- Coral: deposit and bet £10 on slots to receive 100 free spins on selected games at 10p, which you must accept within 48 hours and use within 7 days; no wagering on winnings, and some payment types are excluded.
- Ladbrokes: spend £10 on slots to get 50 free spins each day for 10 days, up to 500, 10p each on selected games, claimed before 23:59 daily and valid for 7 days, with no wagering; some deposit methods don't count.
If you're worried about your gambling, the NHS gambling support page (opens in a new tab) explains the free treatment available.
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Coral and Ladbrokes are both run by LC International Limited (Entain). If you already hold an account with one Entain brand, you may not be able to open another; check the terms first.
Significant terms: 18+. New players only. Offer runs 01/10/2026 to 01/02/2027. Deposit (certain types excluded) and bet £10+ on slot games to get 100 free spins (selected games, £0.10 each, 48 hrs to accept, valid 7 days). No wagering on free spin winnings. Deposits by Neteller, PayPal, Paysafe, Skrill, prepaid cards and certain debit cards do not qualify. Restrictions and T&Cs apply. GamCare.org.uk

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Frequently asked questions
What is the RTP of Finn and the Swirly Spin?
The highest RTP version of Finn and the Swirly Spin is 96.62%, giving a house edge of 3.38%. Casinos can run lower versions, so the help screen at your casino is the place to confirm the figure. At 96.62%, £100 staked costs an average of £3.38 over the long run, though any single session can vary widely. Our guide to slot RTP explains how these figures are worked out.
How does the Swirly Spin work?
The Swirly Spin places symbols along a spiral path on a 5x5 grid instead of spinning reels. Once the grid is filled, three or more matching symbols in any row or column pay. Wins clear a path so a key can travel from the outer edge towards the centre. There are no paylines to choose, because every row and column is checked each round. Our explainer on how online slots work covers the random process behind it.
How do you get free spins on Finn and the Swirly Spin?
You get free spins when the key reaches the centre of the spiral. The key moves inward along paths cleared by your winning combinations, and when it arrives it opens free spins in one of four worlds: Lucky Mug, Lava Lair, Starbar or Golden Pot. The key's progress depends on random wins, so the bonus is never due. Our free spins feature page compares bonus triggers across games.
What are the four worlds in Finn and the Swirly Spin?
The four worlds are Lucky Mug, Lava Lair, Starbar and Golden Pot. When the key reaches the centre of the grid, the free spins round takes place in one of them. The rules for each world are set out in the game's help screen, so read them before you play rather than relying on guesswork. As with every part of the game, the outcome is random. Our slot bonus rounds guide explains common bonus formats.
Is Finn and the Swirly Spin low volatility?
It is rated low to medium volatility. That means its returns are spread across frequent small and middling wins rather than rare large ones, so balances tend to move gradually. Volatility does not change the average cost, which is set by the RTP. It suits smaller stakes and longer sessions better than a high-volatility game. See our volatility in casino games page for the maths.
Who made Finn and the Swirly Spin and when?
NetEnt made the game, releasing it in 2017. NetEnt was founded in 1996, is based in Stockholm and has been part of Evolution since December 2020. The studio is known for Starburst, Gonzo's Quest and Mega Fortune, and for mechanics such as avalanche reels and expanding wilds. See our NetEnt slots page for its other games with RTP and volatility.
Does Finn and the Swirly Spin have paylines?
No, it has no paylines in the traditional sense. Instead, it pays for three or more matching symbols in a row or column on its 5x5 grid, which gives ten straight lines (five rows and five columns) along which wins can form. Every one of those lines is checked on each round. Our guide to slot paylines explains how this differs from line-based games.
What is the maximum stake on Finn and the Swirly Spin in the UK?
The maximum stake on any online slot in the UK, including Finn and the Swirly Spin, is £5 per spin for players aged 25 and over and £2 for those aged 18 to 24. The Gambling Commission introduced these limits in April and May 2025. The game's own stake options may stop below them. Read our page on online slot stake limits for how the rules work.

