Money Train 2 slot review

Money Train 2 slot in brief

Money Train 2 is the first sequel to Money Train, and it changed more than the artwork. Relax Gaming added a second bonus route, a bigger cast of special symbols and a ceiling two and a half times higher than the original’s 20,000x. The RTP also edged up, from 96.2% to 96.40%.

Those changes make it a better fit for players who enjoy long, eventful bonus rounds and accept long quiet spells in exchange. It is rated high volatility, so most sessions will be shaped by whether the Money Cart arrives and how it develops.

Two ways into Money Train 2 bonus play

The detail that sets Money Train 2 apart from the first game is that the number of bonus symbols on a base-game spin decides which feature you get.

The two-symbol respin feature is a smaller event, but it is structured so it always ends in a win: the reels keep respinning until one lands, and the longer it takes, the higher the multiplier climbs. That doesn’t mean the result is large. It is a line win multiplied by a total that started from the two symbols’ values. Still, it gives the base game more to do than in the original.

How the features work in Money Train 2

The respin feature with a rising multiplier

When exactly two bonus symbols land, each carries a multiplier. The two values are added to make a starting multiplier, then the reels respin. Every respin that fails to produce a win adds one to the multiplier. As soon as a win lands, it is paid at the current multiplier and the feature ends.

The Money Cart round

Three or more bonus symbols start the Money Cart. You get three spins, and the count resets whenever a new special symbol lands, so an active round keeps itself going. If a reel fills completely, an extra reel opens, and the game allows up to two extra reels. More reels mean more positions for symbols to land on, which matters because many special symbols act on everything else in view.

The Slotcatalog Money Train 2 page (opens in a new tab) and PokerListings’ review (opens in a new tab) both cover the cast of special symbols that land during the round. The game’s rules name four characters, and persistent versions of special symbols also appear:

• Collector, which, as the name suggests, gathers values from other symbols on the grid.
• Payer, Sniper and Necromancer, each of which acts on other symbols in its own way; the paytable sets out exactly how.
• Persistent versions, which stay active and act again on every later spin of the round instead of firing only once.

Our checked data names these symbols but does not spell out the precise effect of the Payer, Sniper or Necromancer, so read the help screen for those rules rather than relying on summaries. What matters for a player is the interaction. Persistent symbols firing on every spin, more reels to fill and resets that extend the round together explain how a 50,000x ceiling is possible, and also why most rounds end far below it.

None of the bonus mechanics changes the long-run cost. The average value of both features is already included in the 96.40% RTP.

Money Train 2 RTP and the real cost of a session

A 96.40% RTP means a 3.6% house edge. Multiply your total stake by 3.6% and you have the average cost. With high volatility, the spread around that average is wide, so treat these numbers as the price per unit of play, not a forecast.

The last column is the same at every stake because RTP is a percentage. What a bigger bet really changes is how quickly you get through the budget. At £1, twenty spins may not produce three bonus symbols at all; at 10p, two hundred spins give the Money Cart many more chances. If you want to see more of the game for £20, a smaller stake is the straightforward choice.

The 50,000x Money Train 2 max win

The game states a maximum of 50,000x. That ceiling can only come from an outstanding Money Cart round, and it is the kind of result that a tiny fraction of rounds approach. Here is what it means in pounds:

• 10p stake: £5,000
• 50p stake: £25,000
• £2 stake (the UK maximum for players aged 18 to 24): £100,000
• £5 stake (the UK maximum for players aged 25 and over): £250,000

A higher cap than its predecessor usually signals that more of the return is concentrated in rare outcomes. That is why the sequel suits a patient player with a fixed budget better than someone hoping for steady wins. Read what a slot’s max win means for more on how caps are applied.

How to play Money Train 2 online

1. Open an account at a UKGC-licensed casino and pass age and ID checks; even the demo needs age verification.
2. Set your deposit limit at the prompt before your first deposit.
3. Search the lobby for Money Train 2 and open the help screen to confirm the RTP and bet range.
4. Choose a stake within your budget and the UK cap for your age.
5. Spin manually, one round at a time; each spin lasts at least 2.5 seconds.
6. When two bonus symbols land, watch the multiplier climb until a win ends the respins.
7. When three or more land, follow the Money Cart until its spins run out, then review your net position before carrying on.

Money Train 2 UK version: stake limits and design rules

In Great Britain every online slot follows the Commission’s design and stake rules. The slot stake limits are £5 a spin for players aged 25 and over and £2 for those aged 18 to 24; the Commission’s stake limit guidance for operators (opens in a new tab) explains how casinos apply them.

The design rules ban autoplay, turbo and slam-stop, and set a minimum of 2.5 seconds per spin. Since 17 January 2025 you also see your net spend and play time in real time. There’s more on our autoplay ban page.

Elsewhere, Money Train games are known for bonus-buy options. Since a Gambling Commission warning in January 2020, feature buy-ins are not offered to British players, so the UK game has no buy button; see buy feature for how the option works abroad.

Money Train 2 compared with similar slots

The Money Train series has grown to five numbered games plus Money Cart 2. Here is where the second game sits, using verified figures only.

Of these, Money Train 2 has the best RTP among the numbered games, while Money Train 3 doubles the ceiling for a slightly lower return. Money Cart 2 has the highest top RTP, though lower versions exist. Outside Relax, Pragmatic Play’s Wild West Gold uses the same 5 × 4, 40-line shape. Browse all our high volatility slots or the main slot reviews page for more.

Common mistakes on Money Train 2

• Raising the stake after a long wait for the Money Cart. The bonus is never due; each spin is independent, as explained in the gambler’s fallacy.
• Reading a big bonus as a sign the game is paying. A large Money Cart says nothing about the next one.
• Ignoring the help screen. Rules for each special symbol and the RTP at your casino are listed there.
• Playing past your limit to finish a feature. Features end on their own; your budget should end your session.

Where to play Money Train 2 in the UK

None of our partners’ welcome offers is for Money Train 2 specifically; they are slot offers on named or selected games. Look in each casino’s game lobby to see whether Money Train 2 is available. These offers are for over-18s only, and terms apply.

PlayOJO gives new UK customers (excluding Northern Ireland) 80 free spins on Big Bass Bonanza, worth 10p each, with a first deposit of at least £10; winnings are paid in cash with no wagering, and the offer can’t be combined with others. Coral’s offer, running from 1 October 2026 to 1 February 2027, gives 100 free spins on selected games at 10p each when you deposit and bet £10 or more on slots; accept them within 48 hours and use them within 7 days, with no wagering on winnings, and note that Neteller, PayPal, Paysafe, Skrill, prepaid cards and certain debit cards don’t qualify. Ladbrokes gives 50 free spins a day for the first 10 days (up to 500) after you deposit and spend £10 on slots, at 10p each on selected games; claim them before 23:59 each day, use them within 7 days, with no wagering, and avoid prepaid card, PayPal, Paysafe, Neteller, Skrill or Moneybookers deposits, which don’t qualify.

LC International Limited runs both Coral and Ladbrokes, so one person may not be able to hold new accounts at both. Bonus spins can be fun, but they don’t change the house edge on your own paid spins.

18+. Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: safer gambling tools and support. Free, confidential help: National Gambling Helpline 0808 8020 133.