Payz casinos for UK players

Payz casinos in the UK: where the wallet is accepted

Payz is an e-wallet with a linked prepaid Mastercard, and a Payz casino is simply one that offers it in the cashier. In the UK that has to mean a site licensed by the Gambling Commission, because unlicensed operators give you none of the protections described on this page. You can see every method we cover on our payments hub.

Among our partners, PlayOJO is the clear match. Its help page (opens in a new tab) names debit cards, Payz, Apple Pay and Trustly, and says the cashier holds the full current list. Coral and Ladbrokes publish detailed method lists in their help centres without Payz, Casumo’s deposit FAQ doesn’t mention it, and 10bet doesn’t publish a method list at all.

Payz and the older ecoPayz name

Many casino lists treat Payz as the newer name for ecoPayz, and the older name still turns up in places. The Payz pages available to us cover the Payz Mastercard and don’t set out the history of the name change, so we won’t guess at dates or company changes. If you hold an old ecoPayz login, Payz’s own support is the place to ask how your account carries over.

What matters for casino play is current: whether the casino’s cashier shows Payz today, and whether the wallet account you hold is in good standing with a UK address.

Who regulates Payz? PSI-Pay and the FCA

The Payz Mastercard terms of use (opens in a new tab) say the card is issued by PSI-Pay Ltd, a company registered in England and Wales whose registered trading name is Payz. PSI-Pay is authorised and regulated by the Financial Conduct Authority under firm reference 900011. The terms, last updated on 10 May 2023, say the card can be used in the UK and overseas, and the country selector lists the United Kingdom.

Two cautions. First, those terms are for the card; we couldn’t confirm which entity runs the wallet account itself, so read the account terms you sign up to. Second, the card terms say nothing about gambling, so any rule on gambling use will come from the account terms or from the casino.

E-money is not a bank deposit. Read how Payz says it safeguards balances before leaving large sums in the wallet, and remember your casino balance has its own protection rating set out in the casino’s terms.

How to use Payz at a casino, step by step

The order below applies to any casino that lists Payz. The casino will already have checked your age and identity, because the Commission requires that before anyone can deposit, so get that done when you register rather than when you want to cash out.

1. Check the casino’s Gambling Commission licence number in the site footer and on the public register.
2. Log in and open the cashier to confirm Payz is offered for both deposits and withdrawals.
3. Set your deposit limit when prompted; since 31 October 2025 that prompt appears before your first deposit.
4. Load your Payz wallet from a debit card or bank account, never a credit card.
5. Choose Payz, enter the amount and authorise the payment with your Payz login.
6. When you want to cash out, request the withdrawal and send it back to Payz if the casino asks you to use your deposit method.

PlayOJO notes that some deposit methods can take up to 3 working days to be credited. Wallet deposits are usually quicker than that, but if a payment hasn’t arrived, check with support before trying again so you don’t pay twice. Our PlayOJO payments page has the full detail.

Payz withdrawals: how winnings come back

PlayOJO says it processes the majority of payments within a few hours and sends withdrawals back to the deposit method where possible. It also says you can withdraw as little as you want, which is unusual: several casinos set a minimum or charge on small amounts.

Verification is the usual cause of delay. PlayOJO aims to verify documents within 12 hours and asks you to contact support if you’ve had no answer within 48 hours. It accepts a passport, driving licence, ID card or utility bill through its upload tool, not by email, and documents may be requested after your first withdrawal request. The Commission’s rules say a casino can’t make ID a condition of withdrawing if it could reasonably have asked earlier; our guide to ID checks for withdrawals explains the details.

For a wider view, compare our PlayOJO withdrawals guide with the partner-by-partner table in casino withdrawal times.

Payz deposits and welcome offers: a worked value

PlayOJO’s welcome offer is 80 free spins on Big Bass Bonanza with a first deposit of £10 or more, at 10p each, with no wagering (18+, new UK customers excluding Northern Ireland). Its terms decide which deposit methods count, so check them before paying in with Payz.

The spins have a face value of 80 × 10p = £8. Big Bass Bonanza has a published RTP of 96.71%, so the long-run average return on £8 of spins is about £7.74. It’s a high-volatility slot, so most single batches of 80 spins land well away from that average, either side. Casinos can run different RTP versions of a game, so check the help screen.

No-wagering spins mean winnings are cash, but they’re still small expected amounts. Our page on what free spins are worth shows the same sums for other offers.

Payz fees: what each side may charge

There are two possible charges on any wallet payment: one from the wallet and one from the casino. The card terms available to us don’t give gambling-specific fees, so read Payz’s current fee schedule for loading, currency conversion and inactivity before you start.

On the casino side, PlayOJO doesn’t publish withdrawal fees, so check the cashier. For contrast, Coral and Ladbrokes say they charge no withdrawal fees, and Casumo charges £3 on withdrawals below £10. The Commission’s guidance says any withdrawal charge must not exceed the direct processing cost and must be disclosed before you deposit. See casino withdrawal fees for the full comparison.

Payz, the credit card ban and bank gambling blocks

Credit card gambling has been banned in Great Britain since 14 April 2020. The rule covers credit card payments passed through money service businesses, and the Commission says operators taking e-wallet payments should check the money wasn’t loaded from a credit card. Read the background on our credit card ban page and the Commission’s own guide to gambling using a credit card (opens in a new tab).

Bank gambling blocks are mainly card-based. HSBC says its restriction covers digital wallets, but Revolut’s doesn’t affect payments through third-party apps, and Lloyds’ freeze doesn’t cover bank transfers. If you want a block to cover wallet top-ups, ask your bank or see our guide to bank gambling blocks.

Casino tools work regardless of payment method. Deposit limits at PlayOJO sit under My Account, then Settings; decreases apply at once and increases take 24 hours. PlayOJO also lists time and loss limits, OJO Safeguard and self-exclusion.

Payz casino alternatives at our partners

If Payz isn’t offered where you want to play, these are the methods our partners publish. Table and live games are paid for from the same balance, so the method doesn’t change what each game costs; the house edge does that.

Other wallets have their own pages: MuchBetter, Skrill and Neteller. For paying straight from your bank, see Trustly casinos.

Is Payz the right choice for UK casino payments?

Payz makes most sense if you already use it and play mainly at PlayOJO. If you’re picking a method from scratch, a debit card, Apple Pay or Trustly is accepted by far more of our partners.

Payz casinos and our partner offers

PlayOJO is the closest fit, as the one partner whose help page names Payz. It gives new UK customers aged 18+ (excluding Northern Ireland) 80 free spins on Big Bass Bonanza with a first deposit of at least £10, at 10p a spin, with no wagering and winnings paid in cash; it can’t be combined with other offers and is available only through the designated offer link.

Neither Coral nor Ladbrokes lists Payz, so these suit players paying another way. Coral’s bet £10 on slots, get 100 free spins is for new players aged 18+ from 1 October 2026 to 1 February 2027, with 10p spins on selected games, 48 hours to accept, 7 days to use and no wagering on winnings; Neteller, PayPal, Paysafe, Skrill, prepaid cards and certain debit cards don’t qualify.

Ladbrokes’ play £10 on slots, get up to 500 free spins pays new customers aged 18+ 50 spins a day for 10 days at 10p on selected games, claimed before 23:59 each day, valid for 7 days, no wagering; prepaid cards, PayPal, Paysafe, Neteller, Skrill and Moneybookers are excluded. Both are run by LC International Limited. Terms apply throughout, and slot losses are likely over time.

18+. Every casino game has a built-in house edge, so over time you should expect to lose what you stake. Set a budget before you play and stop when it’s gone: safer gambling tools and support. Free, confidential help: National Gambling Helpline 0808 8020 133.